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Today, historians relate that, as a general rule, buying and selling securities was very much unorganized before the year 1792. Every person who owned a security faced the problem of finding interested buyers who might consider the purchase of a debt-free investment. This meant most people were somewhat slow in investing in stocks and bonds because these securities could not readily be converted into money. We have been told that an interesting number of traders and merchants agreed to try to do something to help correct the situation. At this first crucial meeting, they decided that it was a good idea to visit regularly on a daily basis to buy and sell securities. The group of leaders, whose meeting place was under an old, tall cottonwood tree, found the needed time to plot the financial future of our nation. We know from reading the old records that the original team who met together long ago in May became the very first members of the New York Stock Exchange. The New York Stock Exchange is still operating. Other stock exchanges conduct business in many countries around the world. Thousands and thousands of stocks and bonds are bought and sold each day.

A freelancer or freelance worker, is a term commonly used for a person who is self-employed and is not necessarily committed to a particular employer long-term. Freelance workers are sometimes represented by a company or a temporary agency that resells freelance labor to clients; others work independently or use professional associations or websites to get work. While the term “independent contractor” would be used in a higher register of English to designate the tax and employment classes of this type of worker, the term freelancing is most common in culture and creative industries and this term specifically motions to participation therein. Fields, professions, and industries where freelancing is predominant include: music, writing, acting, computer programming, web design, graphic design, translating and illustrating, film and video production and other forms of piece work which some cultural theorists consider as central to the cognitive-cultural economy.